Start your financial journey
with our virtual planning services
What you’ll like about working with us
we do-it-together before you DIY
We don’t let you launch solo! Hands-on learning and expert guidance every step of the way. We’ll put your financial plan into action, together.
comprehensive yet affordable advice
No extra fees! Our plans include investment advice to help you grow your money while saving you the cost of expensive ongoing management.
practical financial plans
The best plan is a doable one! Ease your money anxiety with our planning sprints that serve up prompt, supportive advice with a big impact.
The Moneyfluent Planning Program
For early to mid-career professionals, this transformative series of 5 guided meetings is designed to progressively build and implement your fully-customized comprehensive financial plan in just 6 months.
See more details about our planning process and topics covered below.
Tier I fee: $4,200. Best for households with income under $250k with less than $500k invested.
Tier II fee: $5,800 - $7,500. For higher income households with more complex planning needs. Pricing confirmed after an Intro Consultation.
Additional services
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Roadmap Essentials
Fee: $2,950
Designed for novice investors with less than $100k invested and income under $150k, this 12-week engagement offers a personalized financial plan for achieving financial milestones. This series of 3 guided meetings is a condensed version of our flagship Moneyfluent Planning Program, suited for smaller portfolios.
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Jumpstart Session
Fee: $1,500
Ignite your journey to financial success with this single session geared to accelerate you toward your goals. This 90-minute session assesses your current financial position and jumpstarts your progress with actionable, goal-oriented next steps. Please note that this will not result in a comprehensive review.
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Add-On Planning Sessions
Fee: $990 per session. Available to add to the Moneyfluent Planning Program or Roadmap Essentials.
Budgeting Session: Get clarity on your spending, build a realistic budget, and learn to manage it.
Estate & Insurance Session: Understand what you need for a solid estate plan, review beneficiaries, assess life insurance needs, and get connected with trusted professionals to coordinate next steps.
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Free Friday Drop-Ins
No Cost
These free planning services are reserved for those who identify as Black or Indigenous and are designed to provide a convenient way for these communities to gain prompt access to financial advice.
Moneyfluent is an AAPI woman-owned virtual financial planning firm located in Columbus, OH. We serve clients locally and nationwide.
We are fee-only, advice-only, and committed to our fiduciary duty.
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Fee-only is a transparent compensation model that ensures you receive unbiased, objective advice.
We do not receive commissions, referral fees, kickbacks, or any other hidden form of compensation. We are compensated solely by our clients.
As a fee-only firm, our compensation structure is aligned with our fiduciary duty to always act in your best interests.
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Advice-only means we provide advice without directly managing client investments. Our services include advising on investments, regardless of where they are held, and we never ask for access to them.
Our focus is on offering guidance and recommendations that help you make informed financial decisions.
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CFP® stands for CERTIFIED FINANCIAL PLANNER™. To obtain the CFP® designation, professionals must meet rigorous standards by fulfilling comprehensive educational, examination, experience, and ethics requirements.
A CFP® Professional is legally and ethically bound to act as a fiduciary, providing advice in their client’s best interests at all times. Although it is reasonable to expect a financial advisor to prioritize clients’ best interests, the reality is that the fiduciary standard is only upheld by a subset of professionals under the very broad ‘financial advisor’ umbrella.
You can learn more here.